Young Drivers: the facts, risks and costs^

Whether you're a young driver that's eager to take to the road, or a parent who is naturally nervous about the thought of this, below you'll find some handy facts and figures about young drivers in the UK.

Are you wondering how Robins & Day can make driving a brand new car from age 18 a reality? Watch our short video to find out more on the finance packages^ we have to offer, which can benefit both drivers and parents.

We have created a handy infographic which helps to explain the facts, risks and costs of being a young driver. Click here to find out more.

Insurance

Here's the BIG one... the average premiums for young drivers between 17-22 have risen even higher to £1,436^[1]. There are many reasons for this such as drivers in their 20s having the highest rates of drink and drug crashes and young drivers being more likely to drive at night. At Robins & Day, our Telematics* finance packages include young insurance in your single monthly payments, making driving a brand new car simple and hassle-free.

Running Costs

Driving an older car may seem the cheaper option at first glance, but this may not always be the case. Overall, the average repair cost for a four-year old car is £480.74^[2]. Robins & Day offer three years free servicing with our "black box" Telematics* finance packages, meaning that all of your servicing costs are covered for the duration of your agreement.

Reliability

Studies have found that young drivers involved in crashes tend to be driving older vehicles^[3]. Young drivers often drive older, potentially unsafe vehicles as these are cheaper. This is risky because older vehicles are less safe as they have less advanced crash protection, so crashes involving older vehicles are more likely to be fatal^[4]. Our "black box" Telematics* finance options allow young drivers to drive a brand new car, which include award-winning engines providing increased efficiency and reliability^[5].

Safety

Since 1997, new cars have been improving safety after the introduction of Euro NCap ratings. These improvements mean that you are now twice as likely to walk away form a crash compared with 1997^[6]. Robins & Day vehicles that are available to young drivers, such as the DS 3, have a 5* Euro NCap rating which reassures both the young driver and parents that the vehicle is safe and fit for purpose.

Our finance options for young drivers

Peugeot Just Add Fuel® with Telematics*^

Available from age 18 and to those without a No Claim Discount, Just Add Fuel® with Telematics* is the handy three-year finance package that takes care of your motoring costs, including insurance, within your inclusive monthly payment. Allowing you to drive a brand new car and enjoy hassle-free motoring, Just Add Fuel® with Telematics* works by fitting a device (black box) to the vehicle, then all you need to do is just add fuel and go.

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Citroen SimplyDrive with Telematics*^

Does the cheeky gaze of the Citroen C1 appeal to you? Well for young drivers it's available with Citroen SimplyDrive with Telematics*, a three-year finance package that takes care of your motoring costs, including insurance, in one monthly payment. A telematics* device (black box) is fitted to your vehicle which allows drivers from age 18 and those without a No Claim Discount to enjoy hassle-free motoring.

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DS SimplyDrive with Telematics*^

How does driving a brand new car with avant-garde styling and exclusive technology sound? DS Automobiles can make this possible with DS SimplyDrive with Telematics*, which allows young drivers from age 18 and those without a No Claim Discount to enjoy hassle free motoring. It works by simply fitting a telematics* device (black box) to your car, then one monthly payment takes care of your motoring costs, including insurance.

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Peugeot Just Add Fuel® with Telematics*^

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Citroen SimplyDrive with Telematics*^

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DS SimplyDrive with Telematics*^

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^Terms and Conditions apply. Finance subject to status and age limitations. Guarantee may be required. PSA Finance UK Limited RH1 1QA.
*Excesses, limits on age, convictions/claims apply. Telematics Box, consent to Data capture and transmission required. Insurance subject to cancellation for four warnings for poor driving. Motor insurance is provided and underwritten by U K Insurance Limited.
Robins & Day by PSA Retail, trading as Robins & Day, is acting as a credit broker and not a lender and will only introduce you to PSA Finance UK Limited, Quadrant House, Princess Way, Redhill, RH1 1QA.

Partners & Accreditations

The Motor Ombudsman, Approved Trading Standards, New Cars

Financial Disclosure

PSA Retail UK Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows PSA Retail UK Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders to act as an agent on behalf of the insurer for insurance distribution activities only. We can introduce you to a selected panel of lenders, which includes PSA Finance UK. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to PSA Finance UK, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to be make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and PSA Finance UK also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

Robins & Day Young Drivers:

Insurance

Running Costs

Reliability

Safety

Young Drivers: the facts, risks and costs^

Robins & Day Young Drivers: Simple & Affordable Motoring

Young Drivers: the facts, risks and costs^

Insurance

Running Costs

Reliability

Safety

Our finance options for young drivers

Peugeot Just Add Fuel® with Telematics*^

Citroen SimplyDrive with Telematics*^

DS SimplyDrive with Telematics*^

Peugeot Just Add Fuel® with Telematics*^

Citroen SimplyDrive with Telematics*^

DS SimplyDrive with Telematics*^

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Robins & Day Young Drivers Infographic

Partners & Accreditations

Financial Disclosure

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